Ethika
  • Protect The safety net: cover and claims, fought for you.Rise The everyday half: benefits people actually use.Ethika Hub One platform running both.
  • Group Health InsuranceDirectors & Officers (D&O) InsuranceGroup Personal Accident InsuranceCyber InsuranceGroup Term Life InsuranceProfessional Indemnity InsuranceWorkmen's CompensationCommercial General LiabilityFire Insurance (Business)
  • Workshops Live cohorts for founders and HR.Friday Musings Free weekly wellness webinars.Benefits Stress Test The 10-moment test of your cover.Premium Calculator A rough group-health estimate in seconds.Benefits Survey A ready-to-use staff survey template.Resources / Answers Guides and honest answers.

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Protect The safety net: cover and claims, fought for you.Rise The everyday half: benefits people actually use.Ethika Hub One platform running both.
Group Health InsuranceDirectors & Officers (D&O) InsuranceGroup Personal Accident InsuranceCyber InsuranceGroup Term Life InsuranceProfessional Indemnity InsuranceWorkmen's CompensationCommercial General LiabilityFire Insurance (Business)
Workshops Live cohorts for founders and HR.Friday Musings Free weekly wellness webinars.Benefits Stress Test The 10-moment test of your cover.Premium Calculator A rough group-health estimate in seconds.Benefits Survey A ready-to-use staff survey template.Resources / Answers Guides and honest answers.
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Legal & data

Cookie Policy

This explains the cookies and similar technologies this website uses, what each one is for, and how you control them. We keep non-essential cookies off until you say yes — nothing beyond what the site needs to work runs before you choose.

Applies to: www.ethika.co.inLast updated: 8 July 2026Version: 1.0

On this page

  1. What cookies are
  2. Off by default
  3. Categories we use
  4. The cookie table
  5. Give, manage & withdraw consent
  6. More & contact

1What cookies are

A cookie is a small text file a website asks your browser to store on your device. “Similar technologies” — things like local storage, pixels and software development kits — do much the same job. Together they let a site remember a choice you made, keep a form session intact while you fill it in, keep the site secure, and (only with your permission) understand in aggregate how the site is used so we can improve it.

This policy covers cookies set through this website only. For everything else — what personal data we collect through the forms, why, and your rights — see the Privacy Policy.

2No third-party tracking — and you stay in control

This site sets no advertising, marketing or cross-site tracking cookies and loads no third-party script — no Google, no Meta, nothing that follows you around the web. The only things active are strictly necessary items plus our own first-party, cookieless analytics. A consent banner gives you three choices with equal prominence — Accept all, Reject all, and Cookie settings — and rejecting is a single tap, exactly like accepting.

How this worksOur analytics is first-party — it runs on our own servers, with no Google, Meta or other third-party tag on the page, and sets no cookie (just a random session id in your browser). It is on by default so we can see, in aggregate, what’s working. Choose Reject all — or switch analytics off in Cookie settings — and we stop recording your visit immediately.

3The categories we use

Strictly necessary

Always on · no consent needed

These make the site work and keep it safe: remembering your cookie choice itself, keeping a form session together while you complete it, and basic security. They don’t track you across sites and can’t be switched off without breaking core features.

Analytics

On by default · opt out anytime

We use our own first-party, cookieless analytics to understand, in aggregate, how people move through the site — which pages help, where journeys stall — so we can improve it. It records only a random session id in your browser; it runs by default and you can switch it off at any time via Reject all or Cookie settings. We use no Google Analytics or any other third-party analytics service, and we send no personal data, organisation names, emails or free text.

Marketing

None at launch

We run no advertising or remarketing cookies. We don’t sell your data or use it to target you with ads. If that ever changes, we’ll update this policy and the banner first, and ask for your consent before any such cookie is set.

If we use any other category not listed here, we’ll add it above with the same plain-language treatment before it goes live.

4The cookie table

The exact cookies, their providers, purposes and lifetimes are generated from the real build and kept current — they are not a template.

Cookie / technologyProviderPurposeDurationCategory
ethika_cookie_consent (local storage)Ethika (first-party)Stores your cookie choice so we don’t ask again each visit.Until you change it or clear your browser storageStrictly necessary
ethika_sid (local storage)Ethika (first-party)A random session id for aggregate, first-party usage analytics. No personal data, no third parties.Until you clear your browser storageAnalytics (first-party)
ethika_admin (cookie)Ethika (first-party)Signs a staff member in to the private admin area. Not set for normal visitors.SessionStrictly necessary

5How to give, manage and withdraw consent

You’re always in control, and withdrawing is as easy as giving.

On this site

Use the Cookie settings control to review your choices and turn analytics on or off at any time. It’s a persistent link in the footer of every page, and you can open it here:

Turning analytics off withdraws your consent; the analytics cookies stop being set, and existing ones are cleared on your next visit.

In your browser

You can also block or delete cookies through your browser settings. Most browsers let you refuse cookies or remove ones already stored — check the help pages for your browser (commonly under Privacy or Security). Blocking strictly necessary cookies may stop parts of the site working.

Withdrawing consent doesn’t affect anything already done lawfully before you withdrew it. For data you’ve given us through a form, your rights and how to exercise them are set out in the Privacy Policy.

6More information & contact

For everything beyond cookies — what we collect through forms, why, who processes it, and your data-principal rights — please read the Privacy Policy. If you have a concern about how we handle data, see Grievance redressal or write to our data-protection contact at privacy@ethika.co.in.

If we change this policy we’ll update the version and “last updated” date above. For a material change, a new processor category, or any introduction of marketing cookies, we’ll ask for fresh consent first.

Ethika Insurance Broking Pvt Ltd

Group health & employee benefits, from a broker that answers only to you.

What we do

  • Protect
  • Rise
  • Ethika Hub
  • Benefit stress test

What you get

  • Group Health Insurance
  • Group Personal Accident
  • Group Term Life
  • Workmen’s Compensation
  • Directors & Officers (D&O)
  • Cyber Insurance
  • Professional Indemnity
  • Commercial General Liability
  • Fire Insurance

Company

  • Workshops
  • Careers
  • Resources
  • Contact
Privacy Policy · Terms of Use · Cookie Policy · Grievance Redressal ·

Ethika Insurance Broking Pvt Ltd · IRDAI-licensed Direct Insurance Broker (Life & General), Certificate No. 574, licence dated 8 August 2016, valid till 7 August 2028 · CIN U66030TG2015PTC099365 · Principal Officer: Sandeep Mukka · Member, Insurance Brokers Association of India (IBAI)
+91 7559 7559 57 · WhatsApp · sandeep.m@ethika.co.in · Unit 1309, Block B, Asian Sun City, behind Sarath City Capital Mall, Kondapur, Hyderabad, Telangana 500084
We aim to redress every grievance within 14 days; unresolved complaints may be escalated to IRDAI. See Grievance Redressal.
© 2026 Ethika Insurance Broking Pvt Ltd. All rights reserved.Insurance is the subject matter of solicitation.