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The interior design business is based on creativity. But it also often encompasses the production of the project. Even the most skilled interior designer in the event can commit an error or an omission during the course of his/ her work. From human oversights to unintentional miscalculations, many incidents can result in a lawsuit. Almost any firm or individual that performs such services can cause a client to suffer an economic loss. Following scenarios can pose a real threat – advice given to clients on building design, changes or modifications in design plans, errors in materials used, failure to deliver completed project on time, clients who decide they are unhappy with the work and sue to recover damages etc.
| Particulars | Premium excluding Service Tax (INR) | |||
| Limit (INR) | ||||
| 25,00,000 | 19,600 | 27,450 | 30,400 | 34,300 |
| 50,00,000 | 24,500 | 30,400 | 34,300 | 39,200 |
| 1,00,00,000 | 29,400 | 35,300 | 39,200 | 44,100 |
| Gross Income (INR) up to | 25,00,000 | 50,00,000 | 1,00,00,000 | 2,00,00,000 |
| Deductible (INR) | 50,000 | 50,000 | 50,000 | 1,00,000 |
