The Oriental Insurance Company 
Claim Settlement Ratio 89%
Claim Settlement Facility 100%
Network Hospitals 4,300
Renewability 100%
COVID-19 Cover Yes
Incurred Claim Ratio 85.39%
The insured would be paid a survival benefit under the plan if during the policy period the insured is diagnosed with any of the 11 critical illnesses mentioned under the policy. The benefit is not applicable if the insured person is already suffering from the illness.
The Oriental health insurance policy provides the personal accident coverage worldwide. There is also a 10% discount on premium if more than 1 member is insured under the same policy. The policy would cover the death and Disability of the insured arising out of an accident.
