Kotak General Insurance 
Claim Settlement Ratio 97%
Renewability 100%
Claim Settlement Facility 100%
COVID-19 Cover Yes
Network Hospitals 7000
Incurred Claim Ratio 48.21%
Kotak health insurance plan provides up to 10% no claim bonus on the base sum insured for every claim free year up to a maximum of 50% of the basic sum insured. In case of a claim the no claim bonus would be reduced in the same proportion it was increased before the claim.
Kotak health insurance plan provides additional sum insured which is over and above the base sum insured in case of in-patient hospitalization in the event of an accident subject to a maximum of Rs.40 Lakhs. The sum insured would be increased in case of hospitalization due to an accident.
