IFFCO Tokio General Insurance

IFFCO Tokio Health Insurance Plans

Iffco tokio provides a wide variety of health insurance plans that covers the individuals as well as the families under a single policy with floater or non floater cover. The maximum sum insured or the coverage available under Iffco tokio health insurance policies is Rs.1 Crore. Iffco tokio offers a wide variety of coverage in its health insurance plans such as the inpatient hospitalization, out patient cover, day care procedures cover, organ donor cover, critical illness cover, alternative treatments cover, hassle free medical checkups, ambulance costs, room rent expenses and ICU expenses.

Family Health Insurance Plan

This is a comprehensive health insurance which covers the family members including Spouse, dependent parents and children, brother, sister, brother-in-law, sister-in-law, nephew, niece, or any other relation who is dependent or relatie living together. The minimum sum insured under this plan is Rs.1.5 Lakhs whereas the maximum sum insured is Rs.30 Lakhs. The other benefit of this plan is that there is no pre-policy medical checkup till the age of 60 years.

Individual health protector

This is a comprehensive health insurance policy with a minimum sum insured of Rs.50k and a maximum sum insured of Rs.20 Lakhs. This policy can be availed on an individual as well family basis. In case of individuals the sum insured would be on non floater basis whereas in case of family the sum insured would be on floater basis. The policy covers family members including Spouse, dependent parents and children, brother, sister, brother-in-law, sister-in-law, nephew, niece, or any other relation who is dependent or relatie living together.

Swasthya Kavach Policy

This is a comprehensive health insurance policy designed for low income groups which require low coverage at affordable premiums. The minimum sum insured under this policy is Rs.1 Lakhs and the maximum sum insured is Rs.5 Lakhs. Under this policy Self, Spouse and 3 dependents (Children, nephew, niece, sibling)can be covered subject to the maximum age of the dependents not exceeding 23 years.

Critical illness benefit policy

This policy covers the insured against 25 named critical illnesses up to a maximum sum insured of Rs.1 Crore. It is a cost effective policy with discounts being offered on family options. All family members can be covered under this policy including parents and parents in law.

MOS- BITE Protector Policy

This policy provides a lump sum amount on the diagnosis of the vector borne diseases such as Malaria, Dengue, Kala-azar, Chikungunya, Lymphatic Filariasis, Japanese Encephalitis, and Zika virus.