The Shorthand Bible for Personal Health Insurance
We are just a Hospital bill away from Poverty
If there is one thing the Covid-19 pandemic has taught us, it is the fact that Sum Insured, sometimes even to the tune of ₹ 30 Lacs, got exhausted in a matter of days in case of hospitalization.
We might not be affected by a hospital bill of 2-3 lacs, but a bill of 50 lacs can wipe out our entire savings.
- It is unfortunate but true.
- Most Insurers will not cover you if they find that you already have any health conditions. From the Insurers perspective, you are not what they call a 'good risk'.
- Therefore, it is best to buy the policy when you are healthy
