Always keep the Emergency number as your screensaver on your mobile. In case of any accident and you are unconscious, the people nearby will know whom to call without even need of unlocking your mobile Always check the validity of your driver license number online before hiring. Incase of an accident, if the license is […]

Insurance brokers play a key role, sourcing policies and assisting with claims. Experience, capabilities, relationships, response times, and recommendations all factor into choosing the right broker.

In the dynamic realm of insurance broking, a noteworthy trend is emerging—the prevalence of global mandates. These agreements, forged between clients and brokers, commit clients to exclusively availing services from a designated broker globally. While such arrangements often rely on international relationships between brokers and their clients’ head office personnel, a critical question arises: Can […]

मेरी तफ़्तीश के ताजूरबे से कुछ सीख ग़ालिब, माथे की हर शिकन, किसी क्लेम की दास्तां बयान करती है!!! For those of us involved in the Indian insurance industry, the journey through Bancassurance has been nothing short of enlightening. Bancassurance – The Cash Cow Myth Devolved In the late 2000s, Bancassurance was heralded as the […]

The Government of India’s Insurance Regulatory Development Authority decides the insurance agent’s and insurance broker’s commission structure in India. The maximum commission in the general insurance business is paid in the motor insurance segment, whereas the minimum is paid in the group health insurance segment. IRDAI has set a cap on the commission payable under […]

Health insurance is a contract between the customer and insurance company in which the insurance company agrees to settle the hospitalization claim bill of the insured customer due to any insured illness or disease up to the sum insured mentioned under the policy in return for a considerable amount known as “premium”. As per the […]

Ethika Insurance Broking awarded in the ICICI Udaan event as the top emerging insurance broker. We like to thank ICICILombard for acknowledging us. Our focus on the happiness of our clients, employees and our partner drives us to success.

I was traveling to Vizag by train. During journey the person beside me seemed very knowledgeable. We immediately became friends. During our conversation, he asked me, what I do for a living. I said, “I am an insurance broker”. His attitude toward me immediately changed. He hardly spoke to me later. “What happened ?”, I […]