HDFC ERGO General Insurance 
Claim Settlement Ratio 98.36%
Renewability 100%
Claim Settlement Facility 100%
COVID-19 Cover Yes
Network Hospitals 10,000
Incurred Claim Ratio 79.30%
HDFC Ergo health insurance policies offer tax benefits under the Section 80D of the income tax act.
Type |
Limit of exemption |
Limit for Preventive Health Checkup |
Total Limit |
|---|---|---|---|
| Self + Family | Rs.25,000 | Rs.5,000 | Rs.30,000 |
| Self & Family + Parents | Rs.25,000 + Rs.25,000 | Rs.5,000 + Rs.5,000 | Rs.50,000 |
| Self & Family + Parents (Senior Citizens) | Rs.25,000 + Rs.50,000 | Rs.5,000 + Rs.7,000 | Rs.75,000 |
| Self & Family (Senior Citizen) + Parents (Senior Citizens) | Rs.50,000 + Rs.50,000 | Rs.7,000 + Rs.7,000 | Rs.1,00,000 |
