Niva Bupa Health Insurance

Key Features


Claim Settlement Ratio 96%

Claim Settlement Facility 100%

Network Hospitals 4500

Renewability 100%

COVID-19 Cover Yes

Incurred Claim Ratio 50.19%

Claim Settlement Process


Niva health insurance claim form can be downloaded from the website of the company or can be downloaded from here.


  • The health insurance claim form should be filled and signed before submitting it to the insurance help desk for cashless claim settlement processing.
  • The claim form should contain the details of the illness, name of the insured undergoing treatment, policy details and other required details.
  • The claim form should be signed by the insured customer and only the correct and relevant information should be filled in the claim form without which the claim would not be approved.
  • Claim form also has the details regarding the illness to determine whether it is a pre-existing illness or new illness that can be settled under the current health insurance plan.

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